Sabotage.

Ever feel like insurance companies don't actually want their "beneficiaries" getting the meds they need? This exposé on pharmacy benefit managers, i.e. pharmacy brokers, discusses many of the strategies used the ensure the real benefits stay with the insurer. These include burdensome prior authorizations, kickbacks for money saved (read: cases denied or delayed), and mandated use of insurer-own specialty pharmacies. | Khazan, Atlantic 2019